UK law requires employers to have Employer’s Liability Insurance [Employers Liability (Compulsory Insurance) Act 1969. This is to ensure compensation is available for an employee who is injured or becomes unwell through work.
It is your legal obligation as an employer to ensure you have Employers Liability Insurance in place by your employee’s start date.
Employers can face fines of up to £2,500 for each day they are not insured.
Employers Liability Insurance: It is important to have this in place to cover you for any potential accidents or injuries your Nanny incurs as a result of work they do for you.
Tailored Employers Liability Insurance policy through our Insurance Broker Partner for Little Ones clients:
There are different types of damages awarded in the event of a claim:
Claim examples can include:
Your Nanny is injured as a result of manual handling injuries (i.e. back pain). Your Nanny had a slip, tripped or fell (i.e. tripped over clutter on the floor or slipped on a wet surface).
